When you decide to seek addiction treatment, you shouldn’t have to worry about how you’ll pay for it or whether it’s covered under your health insurance plan. On the same note, treatment shouldn’t be delayed while you try to navigate your insurance policy. Having said that, if you’ve landed on this page, there’s a good chance you or someone close to you is interested in beginning substance abuse treatment. This is a critical preliminary step to recovery, and we’re glad you’re here.
At AKUA, we’re well aware of how difficult it can be to understand a health insurance policy. But the good news is that our team of seasoned insurance specialists is equipped to help you figure out what your plan does and doesn’t cover in terms of addiction treatment. Here, we’ll discuss details about Blue Cross Blue Shield rehab coverage.
Blue Cross Blue Shield is a group of companies that provides health insurance coverage throughout the United States of America and to over 100 million people. The Blue Cross Blue Shield network is extremely wide, covering more than 9 out of every 10 doctors and hospitals in the country. Millions of federal government workers receive their health insurance through Blue Cross Blue Shield, and there are a variety of perks and benefits associated with Blue Cross Blue Shield coverage that could be useful to the individual struggling with mental health or addiction. While many Blue Cross Blue Shield policies provide a range of benefits to cover addiction treatment, options and programs vary depending on the state you reside in and your individual plan.
BCBS supports those who are looking to recover from a drug or alcohol addiction. BCBS works with an individual’s needs to find nearby treatment services. BCBS insurance policies have different options for Detox, Inpatient, and Outpatient rehab, as well as other mental health services to help on your path to recovery. Depending on your individual BCBS insurance plan, your inpatient and outpatient rehab coverage will vary.
Blue Cross Blue Shield insurance policies provide a range of benefits to cover addiction treatment. The amount of coverage for different recovery services often depends on the state you reside in, as well as your individual plan.
BCBS supports those who are looking to recover from a drug or alcohol addiction. BCBS works with an individual’s needs to find nearby treatment services. BCBS insurance policies have different options for inpatient and outpatient rehab, as well as other mental health services to help on your path to recovery. Depending on your individual BCBS insurance plan, your inpatient and outpatient rehab coverage will vary.
If your BCBS insurance policy covers substance abuse treatment, it will also include mental health services. Many clients have co-occurring disorders, mental health and substance addiction issues, called a dual diagnosis. With our dual diagnosis treatment program, both issues can be supported together.
Mental illness affects millions of Americans and is common among those with substance abuse issues. Insurance providers are legally required to cover mental health services. In many cases, mental health problems can co-occur with substance use, so it is important to address mental health concerns if you are seeking care for substance misuse and addiction.
Members receive a variety of perks and discounts with their Blue Cross Blue Shield insurance; many of these benefits could prove useful in leading a healthy life free of drug and alcohol abuse. The list of perks may include:
BCBS typically covers individual therapy sessions for people with substance abuse issues and other mental health conditions. BCBS may cover therapy fully or partially depending upon the member’s plan.
Inpatient substance abuse treatment programs may cover:
Outpatient rehab services usually covered by your BCBS plan include:
Schedule your free assessment below
Usually, but not always, care from out-of-network providers will increase your out-of-pocket expenses.Â
Some plans will cover portions of out-of-network services after a deductible or coinsurance have been met while others may not cover any such services.
Pre-certification may be required for out-of-network treatment options. BCBS will review the request against nationally recognized guidelines.
For cases requiring pre-certification, BCBS will determine services covered on the plan. Call the number on the back of your insurance card to discuss treatment options available to you.
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You don’t have to break the bank to get started on the path toward recovery. Using Blue Cross Blue Shield insurance for addiction treatment may cover some or all of your treatment costs. Additional private costs may incur so it is important to speak to your insurance provider and the rehab facility to gain a full understanding of all costs included. Treatment providers can talk to you about treatment options available
It’s important not to let costs of treatment deter you from getting help you need. Many alternative methods are available to help with addiction treatment expenses.
Akua Mind Body offers addiction treatment programs in a residential, community-based setting. Our clients stay in our home-like program, with 24-hour supervision to ensure their safety and comfort. Inpatient drug rehab gives clients the best chance at lasting recovery through highly-structured care for those struggling with drug, alcohol and/or their mental health.
Many clients stop experiencing withdrawal symptoms 3 to 7 days after starting our detox program. While the experience may vary due to various factors, Akua Mind Body is committed to providing our clients with safe and comfortable detox.
Akua Mind Body works with most major insurance plans to ensure quality addiction treatment is accessible for our clients.
Speak with your insurance provider to get more information. BCBS’s 24-hour phone line allows customers to connect with a member services professional who can provide the answers you need about your policy’s coverage.
AKUA works closely with most HMO, EPO and PPO insurance plans including AmeriHealth, Humana, Allcare Health, Highmark, UPMC Health Plan, and are In-Network with Anthem Blue Cross, Aetna, Cigna, HealthNet, Blue Cross/Blue Shield, Magellen, HMC Health Works, Tricare, Western Health Advantage, Prime, Multi Plan, Triwest, and more.