Usually, but not always, care from out-of-network providers will increase your out-of-pocket expenses.
Some plans will cover portions of out-of-network services after a deductible or coinsurance has been met while others may not cover any such services.
Pre-certification may be required for out-of-network treatment options. Your insurance will review the request directly.
For cases requiring pre-certification, your insurance provider will determine the services covered on the plan. Call the number on the back of your insurance card to discuss treatment options available to you.